just a few helpful sites for home owners undwater

There is help for homeowners underwater, if you get a chance, check out these 3 sites Loan Modification or Refinance
Foreclosure Avoidance Counseling http://www.hud.gov/offices/hsg/sfh/hcc/fc/
Guide to Avoiding Foreclosure http://www.hud.gov/foreclosure/index.cfm

Making Home Affordable

www.makinghomeaffordable.gov

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Home prices are down, good deals for buyers

With prices like these, who says people aren't buying. There are some absolutely incredible deals out their...just ask my clients who have recently bought. I'm sure there are some great stories out there on some terrific deals.

Recently, my client is renting for $1,050 a month and he just got into a house using a USDA zero down loan and his Total Payment PITI is around $1,000 a month. Plus he gets the tax benefits of owning a home.

Smart phone Bar code Scanner on Real Estate flyer, cutting edge technology

Click on the flyer to try your smart phone app bar code scanner

Cutting edge technology for Real Estate and Smart phones.

What is a QR?
QR means "Quick Response" and are two dimensional bar codes which can contain a wealth of information.

I am now using the QR, Barcode scanner technology on my Real Estate Flyers. This is a free application you can download, not only for real estate but for anything that has a barcode.

Here's how it works.
When a buyer takes a flyer and wants to learn more about the home or see more photos, learn about the neighborhood, schools, maps etc, they would open the application on their smart phone to scan the Barcode Then you will almost instantly see a link to all the information about the lisitng.


The use of QR technology is targeting those ‘connected’ individuals who use their smart phones for everything from programming their recording equipment to checking the security systems in their homes.

Now, these ‘connected’ citizens can receive the instant information that characterizes the nature of today’s wireless technology provided by early adopters, such as me, of this exciting and useful technology.

Just another cutting edge technology in the world of Real Estate.

Try the Bar Code scanner your self by opening up this flyer and scanning in the bar code.

Let me know what you think.

Foreclsure, may happen to someone you know.

In a country with a growing foreclosure rate, new default notices being sent every day, and an unemployment rate over 9 percent, the chances of foreclosure affecting you or someone you know is on the rise.

Take a look at my Real Estate Update for tips to help.
AVOID FORECLOSURE

October Pending sales are up for Snohomish County

Real Estate Home sales are out for Snohomish County, take a look. If our office is any measure of the activity for home sales, we were right on target with the Pending sales for Snohomish County which are up 17.2% over last month bring the total of Pending sales to its highest level since earlier this year.

Take a look Click Here

What's happening with Interest rates?

The 30 year fixed rate interest rates have been below 5% for 27 consecutive weeks, according to FreddieMac web site. That is absolutely incredible.

I took a peak at the History of the 30 year mortgage rates and found out this is the lowest they have been in the history of FreddieMac tracking.

Back in 1982 the rates were 17.2% for a 30 year fixed…..who could afford a mortgage with that rate today?

What does that mean for us today? With historical low interest rates and low home prices, makes home ownership is possible today.

Check out the link yourself http://www.freddiemac.com/pmms

Staging your home and First Impressions

You only get one chance to make a good
first impression, so let’s make it count.

Competition is fierce in today’s market, and if you want your home to stand out above the rest, it will have to be in top condition inside and out.

How you live in your home, and how you market your home for sale are two different things!

A well-staged room transforms your house and invites buyers in and helps them see past the seller’s possessions so it looks and feels inviting and appealing to prospective buyers. Staging can be as simple as removing personal effects and rearranging furniture. Another option is to hire a staging professional. Your Realtor should know a few who can help.

Staging is not only about how people feel when they walk in the door, but also how people view your home photos on the Internet.

Below is an example of how a home can look on the Internet before and after staging. The seller of this removed a few items from the room and rearranged the furniture to create more space.

The first few weeks are when your home will experience the most activity. Your best-staged photos should be on the Internet and in marketing pieces on day one when your home goes on the market.

You want to create a good experience when people look at your photos on the Internet. The photos should should show the room rather than the sellers possession in order to stand out from the competition. Your photos should enough so to get buyers away from their computer and into your home rather than have them click past your home and onto the next.

Remember you only get one chance to make good first impression…so let’s make it count